A complete beginner's guide to borrowing money
The world of credit can be very confusing. That’s why we created this complete beginner’s guide to borrowing money.
Credit Building
Coming soon: A new way to build your credit score as you spend
LOQBOX Spend is coming soon! We have some exciting news to share. It’s a new way to build your credit score and earn cashback as you spend.
What is buy now pay later?
Buy now pay later (or BNPL) isn’t new. But it is growing in popularity again with companies like Klarna, Clearpay and Laybuy appearing as payment options at online checkouts more and more. So should you use it? Here's what you need to know.
What is a good credit score?
What is a good credit score? If you’re planning to apply for credit soon — like a loan, credit card or mortgage — your credit score matters.
What data goes into your credit file?
Credit data isn't the only thing that credit reference agencies collect about you. Here's what else your credit file contains in under two minutes.
What your credit score has to do with achieving your one big goal
What does your credit history have to do with your goals? Most of the big goals in life take money, and good financial health to be achieved.
How to improve your credit score
Here's how to improve your credit score in under two minutes. Your credit score affects your likelihood of being approved for mortgages, credit cards and loans.
Top tips for using a credit-building card to improve your credit score
Credit-builder credit cards are specifically designed for people with little to no credit history as a way to improve their credit scores.
Signing up for LOQBOX
Signing up for LOQBOX is simple with our step-by-step guide. If you can save £20 a month, you can build your credit score with LOQBOX.
How to fix mistakes in your credit reports
Here's how to fix mistakes in your credit reports in under two minutes.